As a Driver/Courier for XPEDE, you are required to have a valid automobile insurance for the amount and types of coverage as required by law, which includes but not limited to, auto liability insurance and commercial automobile insurance. Please be advised that any damages, including property and bodily injury, in an automobile accident are your sole responsibility and should be directly addressed to your primary automobile insurance carrier. XPEDE does not provide automobile insurance of any kind for the Driver/Courier. If you have any questions about automobile insurance for a Driver/Courier, please contact your automobile insurance carrier.